IR35 & Contracting

Estimate UK contractor take-home pay for inside or outside IR35 engagements.

Break down assignment income, umbrella margin, employment costs, PAYE deductions, and net pay.

Estimate limited company revenue, salary, corporation tax, dividends, and take-home pay.

Find the inside-IR35 day rate needed to hit a target or match another work scenario.

Convert a contract day rate into a permanent salary equivalent with benefits and unpaid leave.

Compare inside and outside IR35 tax, National Insurance, corporation tax, dividends, and net income.

Estimate umbrella assignment income, employer costs, taxable gross pay, PAYE deductions, and net pay.

Compare umbrella employment with limited-company salary, corporation tax, dividends, and retention.

Work backwards from desired income, expenses, utilization, non-billable time, savings, and buffer.

Estimate take-home pay for sole trader, umbrella company, and limited-company structures.